14/09/2022
MOBILE PHONE/BANK CARD CRIME ADVICE
Do you keep your mobile phone and bank card together? Do you use online banking? If so, please read on…
Sometimes people keep their bank card in the back of their phone case or have their phone and bank cards together in their bag or wallet, but that may not be the best idea!
WHAT’S HAPPENING?
Thieves are stealing phones and bank cards together, so that they can steal your money online!
Once they have the phone and the card, they register the card on the relevant bank's app on their own phone or computer. Since it is the first time that card will have been used on the new device, a one-off security passcode is demanded.
That verification passcode is sent by the bank to the stolen phone. The code flashes up on the locked screen of the stolen phone, leaving the thief to tap it into their own device. Once accepted, they have control of the bank account. They can transfer money, buy goods or change access to the account.
They have even transferred money from people’s savings accounts into their current account first so that they can steal more money in one go.
Criminals have been taking advantage of this in other parts of the country, but we don’t believe there are any reports in North Yorkshire so far.
They have also been targeting lockers in gym’s, even going to the extent of selecting people by the car they drive or jewellery they are wearing etc. If you use gym lockers or any other public lockers, it’s advisable that you do not keep your phone and card in there together where possible.
YOU CAN STOP THIS WITH A FEW SIMPLE STEPS?
Never keep your card in your phone case. If the thief does not have both, they are limited as to what they can do.
Try not to keep both your phone and card in your bag or wallet together.
Another way is to to make sure they cannot read the verification code sent by the bank. This is done in your phone's settings as follows:
For iPhones:
Go to Settings
Scroll to Messages
Scroll to Notifications
Scroll to Show Previews where there are three choices: Always / When Unlocked / Never
Select either When Unlocked or Never. Your messages will no longer flash up when your phone is locked
For Android:
Go to Settings
Select Lock Screen
Select Notifications
Select Hide Content. Your messages will no longer flash up when your phone is locked
Thanks for reading. Stay safe.
Message Sent By
Justin Piercy
(North Yorkshire Police, Digital PCSO, North Yorkshire)