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21/11/2015

MDC SECURITY TIPS

Christmas holidays are a special time when families and friends come together to celebrate the season. It is also the time of year where families and friends are most generous and practice the tradition of gift giving. It should be a joyous and happy time for all of us.

Unfortunately for us, home burglars view the holiday season a little differently. For them, it is a time of opportunity to burglarize your home for cash, credit cards, and all the new gifts of small electronics, computers, jewelry, and easily sold valuables.

Here are a few tips of what they look for when shopping for a house to burglarize. These tips will help you enjoy the holidays without incident.

Burglars look for an easy entry with good escape routes. Don’t openly display your Christmas tree and gifts in the front window so it’s easily visible from the street. It’s too tempting for them to smash the window and grab the wrapped packages.
Burglars look for occupancy cues like outdoor lights burning 24 hours a day, piled up newspapers, or advertising flyers hanging on the door k**b. Use an inexpensive light timer when you are away and ask a neighbor to keep the front of your home clean of papers and debris.
Burglars know to look for the hidden door key near the front entrance. Don’t hide spare keys under rocks, in flowerpots, or above door ledges. Instead give the spare key to a trusted neighbor.
Burglars prefer to enter through unlocked doors or windows. Sliding windows that are not secure can be seen from distance. One holiday problem can occur when exterior Christmas light extension cords are run inside through a window and prevent it from being secured. Hire an electrician or handyman to install an inexpensive exterior outlet for your holiday lights.
Don’t post your family name on your mailbox or on you house. A burglar can call directory assistance to get your telephone number and call your home while in front of your house to confirm that you are away.
Don’t leave descriptive telephone answering machine messages like, “You’ve reached the Wilson’s…we’re away skiing for the Christmas holidays…please leave a message.” Burglars love to hear that they have plenty of time to break in and completely ransack your home.
After Christmas day, don’t pile up empty gift boxes from your new computer, DVD player, or stereo receiver on the street for the garbage man. Burglars appreciate knowing that you have expensive gifts inside for them to steal. Break them down or cut them up to conceal the items better. After a lucrative burglary, the chances of being burglarized again are increased to steal the new replacement products.
Last, but not least, fortify your home by installing solid core doors, heavy duty locks, longer screws in the lock strike plates and door hinges, and install secondary security devices on all accessible sliding windows...for any additional security needs call our mobile unit @ tel #18763102929

There are certain things you should avoid when building or renovating your kitchen.Don't locate the kitchen in the front...
20/11/2015

There are certain things you should avoid when building or renovating your kitchen.

Don't locate the kitchen in the front of your home or facing the front door. This kills any positive chi attempting to enter your house.
Don't place the kitchen facing a bedroom. The chi energy of the kitchen is yang and conflicts with the yin energy of the bedroom. This kind of configuration results in family members constantly being sick.
Don't place the sink beside the range or oven. This water element extinguishes the beneficial fire energy.
Don't place the refrigerator beside the oven or range, because it has the same effect as the sink.
Don't locate the oven or range in the Northwest sector known as "Heaven's Gate." Good luck energy resides in the Northwest direction and is the last place you want to set on fire.
Don't locate your kitchen in the center of your home.
Keep pantry doors closed at all times.
Don't place your kitchen below an upstairs bathroom or facing a toilet. Water and waste destroys the auspicious chi.
Make sure the living room, dining room and kitchen areas are all on the same level.
Don't leave brooms and mops out. Keep these stored in closets.
Don't let dirty dishes pile up.
Shape of kitchen layout should be a rectangle. Avoid a round-shaped kitchen.
If a laundry area is located in or beside the kitchen, don't allow dirty clothes to pile up.
Don't hang a towel through the oven handle.

Security deposits on furnished apartments...            Although ensuring the tenant will pay the security deposit when ...
12/11/2015

Security deposits on furnished apartments...
Although ensuring the tenant will pay the security deposit when signing the lease rental contract is important thing, it is worthwhile to know that the amount of the security deposit landlord can charge has been limited and can no more than two months worth of rent if the rented property is the tenant’s main residence (main home). The period on which the landlord shall return the security deposit after the departure of the tenant are strictly framed (by law).

Why a security deposit?

The security deposit, which often called ‘guarantee’ is a sum of money the tenant will have to pay when entering the accomodation that shall be returned by the landlord at the end of the lease, if the property is not damaged (ensuring the cost of repair in relation to any damaged that could have occurred) and if all the rents have been paid.
Although it is not mandatory to take a deposit from the tenant, it is better to consider taking one to protect yourself in case the tenant can’t pay his rent or have not repaired damages caused to your property when leaving (damage to furniture etc.).

What is the amount of the security deposit for furnished rentals?

If the property is the tenant’s main residence, the amount of the deposit payable cannot exceed two months worth of rent excluding charges for furnished rentals and one month worth of rent for unfurnished rentals. There’s such a big difference between the amount of the deposits for furnished and unfurnished rentals since the deposit is also used to cover any damage caused to the property by the tenant (damage to furniture and equipment provided).
The security deposit is non-interest bearing. The landlord shall return it at the end of the rental lease. Unlike the rent, the deposit cannot be indexed or revised while the contract is still running (that can be renewed).
Beware: The deposit cannot be required when the rent is payable in advance for a period exceeding two months. However, if the rent is paid monthly by the tenant, the landlord may require the payment of a security deposit.

When must the landlord return the security deposit?

The landlord must return the deposit to the tenant within a maximum period of two months after the keys have been returned by the tenant and after withholding the total amount of the reparation where applicable if damages have been caused to the property excluding damages caused by normal use (normal wear and tear of the property or furniture).
The refund is reduced to one month if the check-in inventory is consistent /in line with the check-out inventory.
The timeline is assessed from the day the keys are returned by the tenant to the landlord or his representative (estate agent) in person or by registered letter with acknowledgment of receipt.
In the case of a condominium property, interim report is necessary and the landlord may withhold a provision corresponding to 20% of the amount of the deposit up to the annual report of the building’s balance sheet. The balance of the deposit is returned in the month following the approval of the building’s balance sheet. However, the parties may agree to settle all accounts immediately.

What if the landlord does not return the deposit on time?

Failing to return the deposit in a timely manner, the lessor will be required to pay penalties to his tenant. Indeed the deposit outstanding will be increased by an amount equal to 10% of the monthly rent excluding charges, for each month of delay started.
The increase does not apply if the tenant has not transmitted its new address and prevent the landlord to return the deposit within the time limits.
Regarding the amount withheld, the lessee may demand proof. The landlord must provide proof that the deduction is justified. On the other hand, it has no obligation to actually performing repairs or to replace the damaged object.

11/11/2015

New borrowers from the National Housing Trust (NHT) can now benefit from loans up to $5.5 million. The increase, announced today by information minister Sandrea Falconer, represents a $1 million increase in the ceiling up from $4.5 million per...

08/11/2015

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